
The process
How it works
Using our hosted product or your own user interface, your customers can authenticate and approve payments through their bank without having to enter card details or enter further credentials. After payment is initiated, the funds are settled into your bank account immediately.
- Customer selects their bank provides consent to initiate payment
- Customer authenticates and approves the payment
- Payment is initiated and the funds are settled

Account-to-account payments
Key Benefits
Our team of payments experts know the problems you face and how to solve them. That's why we have created our Pay by Bank solution which provides a quick, simple checkout journey, so your customers can authorise payments efficiently.
Key benefits
Simplified. Streamlined. Secure.
Our Pay by Bank solution can be used in combination with traditional card payments, providing more options for your customers.
Speedy Reconciliation
Funds will be instantly settled so you can view transactions immediately in the Hub. We also send you a notification in real-time when you receive a payment to enable speedy reconciliation and immediate pay-outs.
Lower Costs
Deliver cost savings for your business, without interchange fees or scheme fees our open banking solution could save you up to 85% compared to the cost of processing card payments.