expert The Customer Journey

A smooth and secure payment experience

  • Customised hosted checkout matching the look and feel of your brand
  • Payment authenticated securely within the customer's banking app
  • Better visibility for you and your customers with payment confirmation via webhook
Account to Account Payments

Acquired consultative approach Account-to-account payments

Key Benefits

Our team of payments experts know the problems you face and how to solve them. That’s why we have created our Pay by Bank solution which provides a quick, simple checkout journey, so your customers can authorise payments efficiently.

Unlike card payments, with instant bank transfer there is no built-in chargeback mechanism meaning you are protected from buyers committing chargeback fraud.

Card payments can take up to three days to be settled in your account. Leveraging the UK's Faster Payment rails our service will arrive in your account in near real-time

online banking

Instant Confirmation of Funds

With our Pay by Bank solution you'll be notified in real-time via webhook as soon as the money lands in your Acquired accounts, making payment reconciliation easier.


Simple Refund Processing

While card payments refunds can take several days, with Pay by Bank sending refunds to customers couldn’t be easier, our solution lets you send money back to the account it came from, instantly.

lower costs

Lower Costs

With no interchange or scheme fees, our solution is more cost competitive and can be significantly cheaper than a traditional card transaction.

How It Works

Add Pay by Bank to your checkout flow, or embed payment links anywhere. Add your logo and colours to match the look and feel of your brand.

Customer is connected to their preferred bank to approve the payment, without having to enter card details or further credentials.

Once approved, the payment is initiated and the funds are settled into your bank account immediately.

How it works step 1
Customer approves payment
payment received

benefit Empowering customers

What is the advantage for your customers?



Remove the friction that SCA creates for your customers during the checkout process by leveraging the simpler authentication methods that Pay by Bank utilises.



Eliminate the need for your customers to have to manually enter their card details or bank account information, creating a faster and more streamlined customer experience.



Allow your customers to authenticate and approve your payments from within their banking apps, helping them feel more secure when making a payment.



With Pay by Bank sending refunds to customers couldn’t be easier, our solution uses real-time refunds which deliver an improved customer experience.

deal Key benefits

Simplified. Streamlined. Secure.


Speedy Reconciliation

View transactions immediately in the Hub and receive notifications in real-time when you receive a payment; enabling speedy reconciliation and immediate pay-outs.


Customise the Checkout Journey

Apply branding so that your checkout matches the look and feel of your brand, providing a seamless experience for your customers.