Empowering your customers
A better way for customers to pay
Google Pay™ is protected with multiple layers of security and provides a simplified checkout experience with no maximum transaction limit when using phone and card.
Accepting Google Pay
The Acquired.com Hub provides a step-by-step guide to add Google Pay™ as a payment method, depending on the needs of your business. Once your business is integrated to the Acquired.com API, in a few short steps you can support Google Pay™ on your website and Android App.
What is Google Pay, and How Does it Work?
Google Pay is a mobile payment wallet that allows users to pay quickly and safely for goods with their mobile device. Both contactless in-person transactions and online transactions can be carried out using Google Pay. Worldwide, Google Pay has millions of cards saved for users, keeping their card details safe yet accessible with just a couple of taps! Google Pay is available in 40 countries and has over 100 million users, making it an incredibly profitable market to access. For companies and merchants, the integration process for Google Pay is incredibly simple, and with Google Pay built into the Acquired payments processing platform, it's even easier. For users, the experience of using Google Pay allows them to bypass traditional online payments that require lots of different steps in the payment process, removes the need for messing around with a stuffed wallet or too many cards, and also keeps everything nicely organised in one account, rather than having to use multiple IDs or accounts - as can be the case with other payment wallet apps.
The Google Pay Process
- When a user first clicks the Google Pay payment button, they'll be given a popup payment sheet, displaying all of the payment methods that have been previously saved to their Google Account. There are also options to autofill billing and shipping address fields. Alternatively, users can add new cards or addresses at this point.
- The user selects their chosen payment method with just a few taps!
- A payment token for the chosen payment method is then securely returned to your website by Google Pay.
- This payment token is sent to your website's backend, along with all of the relevant information about the purchase.
- In order to complete the transaction, the backend processes the purchase and transmits the payment token to the payment service provider.
- Your payment service provider will then process and log the payment, before ensuring funds are transferred to you.
Setting up Google Pay for Your Business & Integrating with Acquired
For organisations setting up Google Pay independently, there are just a few simple steps your developer will need to go through in order to carry out payments via Google Pay effectively. The first step is to integrate directly with Google Pay. The Google Pay button can be added to your checkout page and you can begin requesting customers' encrypted payment information as soon as the initial integration is complete. The integration process is incredibly simple, and there are many resources available to help development teams carry out the process quickly and easily:
- Review the developer documentation from Google - like all Google products, there is extensive developer documentation available to help your dev teams.
- Get access to the APIs through Google's business console.
- Integrate and test - your development and testing teams will be able to carry this out, in line with developer documentation.
- Go live!
Requirements for Google Pay Integration
It's very simple to integrate Google Pay with a range of apps or websites, however there are a few prerequisites needed before you get started:
- A Google Account
- A supported payments gateway (such as Acquired), or a Payment Card Industry Data Security Standard (PCI DSS) compliant server environment - you need a server that is suitable to store both encrypted and decrypted payment information
- A list of fully domains, including subdomains which will call the Google Pay API
- After your website is approved, you'll also receive a Google merchant ID. This merchant ID must be included with each Google Pay API request to ensure payments are carried out safely for users and to prevent fraudulent merchants on the platform.