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Acquired

BUILT FOR COLLECTIONS

Engage.Collect.Recover.

From first engagement to final payment, Acquired powers collections for more than 30 UK debt collection agencies.

Speak to a payments specialist

Trusted by 30+ UK Debt Collection Agencies

Advantis
Ardent
COEO
DCB Legal
DCBL
Perch Capital
Phillips & Cohen Associates

BUILT FOR COLLECTIONS

All the payment methods. One integration.

CARD PAYMENTS.CARD PAYMENTS.CARD PAYMENTS.
CARD PAYMENTS.CARD PAYMENTS.CARD PAYMENTS.
CARD PAYMENTS.CARD PAYMENTS.CARD PAYMENTS.
CARD PAYMENTS.CARD PAYMENTS.CARD PAYMENTS.
CARD PAYMENTS.CARD PAYMENTS.CARD PAYMENTS.
CARD PAYMENTS.CARD PAYMENTS.CARD PAYMENTS.
CARD PAYMENTS.CARD PAYMENTS.CARD PAYMENTS.
CARD PAYMENTS.CARD PAYMENTS.CARD PAYMENTS.
CARD PAYMENTS.CARD PAYMENTS.CARD PAYMENTS.
CARD PAYMENTS.CARD PAYMENTS.CARD PAYMENTS.
CARD PAYMENTS.CARD PAYMENTS.CARD PAYMENTS.
CARD PAYMENTS.CARD PAYMENTS.CARD PAYMENTS.
CARD PAYMENTS.CARD PAYMENTS.CARD PAYMENTS.
CARD PAYMENTS.CARD PAYMENTS.CARD PAYMENTS.

CARDS

Apple Pay, Google Pay, and every major card network — with multi-acquirer routing and tokenisation built in.

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DIRECT DEBIT.DIRECT DEBIT.DIRECT DEBIT.
DIRECT DEBIT.DIRECT DEBIT.DIRECT DEBIT.
DIRECT DEBIT.DIRECT DEBIT.DIRECT DEBIT.
DIRECT DEBIT.DIRECT DEBIT.DIRECT DEBIT.
DIRECT DEBIT.DIRECT DEBIT.DIRECT DEBIT.
DIRECT DEBIT.DIRECT DEBIT.DIRECT DEBIT.
DIRECT DEBIT.DIRECT DEBIT.DIRECT DEBIT.
DIRECT DEBIT.DIRECT DEBIT.DIRECT DEBIT.
DIRECT DEBIT.DIRECT DEBIT.DIRECT DEBIT.
DIRECT DEBIT.DIRECT DEBIT.DIRECT DEBIT.
DIRECT DEBIT.DIRECT DEBIT.DIRECT DEBIT.
DIRECT DEBIT.DIRECT DEBIT.DIRECT DEBIT.
DIRECT DEBIT.DIRECT DEBIT.DIRECT DEBIT.
DIRECT DEBIT.DIRECT DEBIT.DIRECT DEBIT.

DIRECT DEBIT

Mandate management, collection automation, and Bacs reporting via a single API integration.

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PAY BY BANK.PAY BY BANK.PAY BY BANK.
PAY BY BANK.PAY BY BANK.PAY BY BANK.
PAY BY BANK.PAY BY BANK.PAY BY BANK.
PAY BY BANK.PAY BY BANK.PAY BY BANK.
PAY BY BANK.PAY BY BANK.PAY BY BANK.
PAY BY BANK.PAY BY BANK.PAY BY BANK.
PAY BY BANK.PAY BY BANK.PAY BY BANK.
PAY BY BANK.PAY BY BANK.PAY BY BANK.
PAY BY BANK.PAY BY BANK.PAY BY BANK.
PAY BY BANK.PAY BY BANK.PAY BY BANK.
PAY BY BANK.PAY BY BANK.PAY BY BANK.
PAY BY BANK.PAY BY BANK.PAY BY BANK.
PAY BY BANK.PAY BY BANK.PAY BY BANK.
PAY BY BANK.PAY BY BANK.PAY BY BANK.

PAY BY BANK

One-off and recurring Pay by Bank, powered by open banking.

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Built for the collections lifecycle

Paid this time. Next time. Every time.

Four connected capabilities that turn debt collection into a controlled, measurable flow — running on the same ledger and the same API.

Every rail your collections strategy needs.

Cards (with MOTO for phone-based teams), Direct Debit, and Pay by Bank — one integration with full coverage. Pick the rail that fits each customer's circumstance.

  • Cards with MOTO for phone-based collections teams
  • Direct Debit for predictable repayment plans
  • Recurring Pay by Bank for cancellable arrears recovery
Find out more

Collections · today

Cards

Visa · Mastercard · Amex

£42.00

Direct Debit

Bacs · monthly

£24.50

Pay by Bank

Faster Payments

£89.00
One APIEvery method

Customer stories

Built for collections.

Case study · Debt collection

Digital-first collections, with 97% authorisation success.

UK Search, a leading UK tracing and debt collection business, partnered with Acquired and DebtStream to replace a legacy payment provider — driving a 5% uplift in card authorisation, 70% digital payment uptake, and over half of digital transactions taken via Pay by Bank, Apple Pay or Google Pay.

“The value of providing alternative payment methods alongside cards cannot be underestimated. We've supported UK Search in achieving higher transaction success rates, improving operational efficiency, and creating a seamless, future-ready payment experience for their customers.”

AJ Davison, Head of Partnerships, Acquired
Read the case study
Acquired Debtstream & UK Search

Case study · Debt portfolio

Multi-acquirer redundancy for a specialist debt purchaser.

Perch Capital, a specialist credit management company that has completed over 120 debt portfolio acquisitions, moved to Acquired's multi-acquirer setup — gaining load-balanced card processing and a clearer overview of every transaction through the Acquired Hub.

“Spreading transactions across multiple acquirers helps with our business contingency planning — and means we can remain operational while one of our suppliers has an issue. The Acquired Hub gives us a clear overview of each transaction and detailed reporting to design tailored payment strategies.”

Head of Finance, Perch Capital
Read the case study
Acquired Perch Capital

FAQ

Common questions. From collections.

Do I need to switch acquirer to work with Acquired?

No — most debt collection operations start by adding Acquired alongside their existing acquirer and routing a share of traffic. When the results speak for themselves, you can switch entirely. We make migration straightforward either way.

Do you support all types of debt collection?

Yes. Our multi-acquirer strategy and full payment-method coverage means we can support every type of collection you handle today — agency or in-house, arrears or settlement — and route each payment to the rail and acquirer that performs best.

How many APIs do I need to integrate with to access the Acquired platform?

One. Every product, every payment method, every payout rail — on a single API and a single platform.

Will I have a dedicated account manager?

Acquired provides UK-based account managers and onboarding support so your payment setup is looked after by people who know your business.

Let's power your collections.

Tell us about your collections operation and we'll show you how Acquired unifies first engagement, payment scheduling and recovery — all on one platform.

  • Speak to a payments specialist
  • UK-based support and onboarding
  • FCA regulated · PCI DSS Level 1 certified

Talk to a collections specialist

Talk to a collections specialist

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