Single-payments platform will deliver a bespoke payments and banking solution.

Acquired.com’s ground-breaking payment technology is used by a growing list of innovative companies who demand excellence. We are delighted to announce our latest partnership with Fintern, a newly launched FCA regulated lender. Fintern is on a mission to expand access to low-cost personal finance in the UK. They do this by taking a holistic approach, analysing each customer’s entire financial situation – incomings, outgoings, current repayments and repayment history – rather than relying solely on a credit score, like many traditional lenders do.

Acquired.com was selected by Fintern due to their ability to aggregate fund disbursement, collections and data-rich reporting. Incorporated in the solution is a fully digital banking and API driven loan delivery solution, managed on a single platform, from pay-in to pay-out.

“Acquired.com is on a mission to deliver a best-of-breed payments platform that is built for scale and is supported by market leading, customer-centric service. We are delighted to announce this latest partnership with Fintern and look forward to supporting their future growth.” said Gerald Kitchen, Acquired.com’s CEO.

Michelle He, Fintern’s Co-Founder and COO commented that “consumer lending is broken; our mission is to fix it. In order to achieve that, we need our carefully selected suppliers to maintain the highest standards, to deliver exemplary customer service and to offer customer-driven and flexible solutions. The Acquired.com team has demonstrated the ability to deliver on these demands.”

About Acquired.com

Acquired.com is a Payments Provider that aims to make payments and banking simple with our one-stop-shop payments platform. We offer custom-built solutions to improve payments efficiency. Our customer-led approach means that every new solution we build has our customers, and our customers’ customers at its core.

Acquired.com was founded in 2016 as a Visa and Mastercard accredited Payments Service Provider.

Acquired.com is authorised and regulated by the Financial Conduct Authority, firm reference number 910612, and became an EMD Agent, as well as becoming a licensed Payment Initiation Service Provider in 2019.

About Fintern

Fintern is a digital consumer lender on a mission to expand access to low-cost personal finance. Fintern takes a holistic approach by analysing each customer’s entire financial situation – incomings, outgoings, current repayments and repayment history – rather than relying solely on a credit score, like many traditional lenders. They do this by leveraging Open Banking and AI to analyse their customers’ transaction data. This allows them to serve large swathes of the population who have traditionally only been able to get payday and other high-interest loans.

Fintern was founded in 2020 with a team from McKinsey, EY, Bank of America Merrill Lynch, HSBC and XiaoMi.

Fintern is authorised and regulated by the Financial Conduct Authority, firm reference number 929244, a member of Cifas (the UK’s leading anti-fraud association) and registered with the UK Information Commissioner’s Office in compliance with the Data Protection Regulations 2018.