Insights

You may have seen the term “card acquiring” time and time again in the payments sphere, but what does it really mean? Card acquiring is…

In the world of recurring payments, subscriptions, monthly premiums and collections there are generally two schools of thought: Direct Debit is a tried and tested…

In the world of payments, there’s a lot of technical jargon. And this can make things difficult to follow if you’re not familiar with some…

Open banking is growing in popularity as it provides a streamlined and secure alternative to card payments which allows users to pay from their bank account…

Strong Customer Authentication, or SCA, is a new regulatory requirement for banks, payment service providers and merchants when it comes to taking payments both online…

Real-time payments are payments that are initiated and settled near-instantaneously. For countries that have adopted real-time solutions, there is now an expectation that consumers, merchants,…

In light of the recent news that buy-now-pay-later firm Klarna will be reporting to credit agencies about how customers are keeping up with payments from…

What is embedded finance? Embedded finance is the use of financial tools or services by a non-financial provider. This customer-centric process allows individuals to pay…

In addition to the obvious differences in the quality of their credit histories, navigating the payments landscape for prime vs subprime borrowers can look starkly…